NOT A STORY BUT A TRUE INCIDENT

An Indian man walks into a bank in New York City and asks

for the loan officer.He tells the loan officer that he is going

to India on business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of

security for the loan, so the Indian man hands over the keys and

documents of new Ferrari parked on the street in front of the bank.

He produces the title and everything checks out.The loan officer

agrees to accept the car as collateral for the loan.The bank’s president

and its officers all enjoy a good laugh at the Indian for using a $250,000

Ferrari as collateral against a $5,000 loan. An employee of the bank then

drives the Ferrari into the bank’s underground garage and parks it there.

Two weeks later, the Indian returns, repays the $5,000 and the interest

which comes to $15.41. The loan officer says, “Sir, we are very happy

to have had your business, and this transaction has worked out very nicely,

but we are a little puzzled. While you were away, we checked you out and

found that you are a multi millionaire.What puzzles us is, why would you

bother to borrow “$5,000″ ? The Indian replies: “Where else in New York

City can I park my car for two weeks for only $15.41 and expect it to be

there when I return’” Ah, the mind of the Indian…This is why India is shining